Saving is a culture which leads to prosperity and riches, it is a fact that the more you save, the more you get richer. Unfortunately many people do not have the saving culture and struggle to live within budget, I have seen so many people spending more than they earn which is in itself an economic suicide, there is no way you can spend more than what you get and avoid debts, you have to remember that debts are the start point of an financial failure.
If you decide that you want to save, you should first of all inform the family members if any, this will let everyone at home know that there is a saving business taking place. This will also prevent them from making un necessary monetary demands, it does not hurt telling your kids that "there is no money" for the sake of saving.
Try to trace where you spend most and weed out the less important, if you take a closer look at how you spend money, you will notice that there are some thing which you can actually do away with completely or make a tremendous reduction in favor of saving money for development. You may notice that your work place is so near to use taxis which can help you save a lot of money.
There are also so many people who fail to save as a result of making poor choices concerning food and groceries, some eat more than they should which increases their spending where as others buy more than they should. Majority of people buy on impulse when they visit groceries which is too bad for saving, this however can be solved if;
· You do not go to the grocery or food store when you are hungry
· Stick to your food budget
· Avoid talking children to the food store.
Saving is not easy at first but if you get used, you will become addicted, remember that with no savings, there is no investment and there are riches. If you have a dream of getting rich, you must first have the dream to save.